Nothing Says Love on Valentine’s Day Like a Spousal IRA

Looking for ways to save “I love you” on Valentine’s Day? Then you may want to consider opening a spousal individual retirement account (IRA). This gift says, “Let’s grow old together comfortably,” and shows your partner that you care about their financial wellness. Beyond that, a spousal IRA offers the following advantages. 1. Investment Opportunities […]

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Tax Consequences of Business Formation

What are the tax consequences of business formation, in general? When starting a business, you must consider a number of factors. One very important factor is taxation. Although business tax planning is a complicated area, the first step is to understand the tax consequences when the business is formed. Typically, the business owners will transfer […]

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3 Practical Time Management Tips for Investors

For many, spending more quality time with loved ones and friends is a New Year’s resolution or work-life balance goal. But for investors who are accustomed to keeping a close eye on their assets’ performance, balancing one’s “to do” list with one’s “want to do” list may be tricky. Below, we discuss three time management […]

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Will January Hit the Trifecta?

The script has been flipped in 2023. Last year’s underperformers have turned into outperformers this year, driving the S&P 500 Index up over 5% this month. The pace and composition of the rally have left many investors skeptical over its sustainability, especially amid a lackluster earnings season thus far. Of course, the market is also […]

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A Feisty Bull-Bear Debate

The latest episode of the debate between stock market bulls and bears has gotten more interesting. For every valid point from one side, there’s an equally compelling argument on the other side. Perhaps the best reason for the debate is the uniqueness of this environment. The pandemic and its aftermath don’t come with a historical […]

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Q4 Earnings Preview: Pessimism May be Overdone

Fourth quarter earnings season is underway and probably won’t bring much good news. Lackluster global growth, ongoing profit margin pressures from inflation, and negative currency impacts are likely to translate into a year-over-year decline in S&P 500 Index earnings for the quarter. As always, guidance matters more as market participants look forward. The key question […]

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Reasons for Optimism

Dear Valued Investor, We wish you a happy New Year and hope you were able to close out 2022 with friends and family. The beginning of a calendar year is often the time when the previous year’s reflections transition to a new year’s hopes. Given the market’s continued instability during 2022 and a resulting tough […]

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